How to do USSD mobile banking without internet on any mobile phone

spot_img

Share

PMO India Mr. Narendra Modi has announced the official launch of USSD services of mobile banking which even works on a normal mobile which doesn’t have any internet option.
With the USSD (Unstructured Supplementary Service Data) mobile users usually check their Prepaid/Postpaid mobile balance and credit details.
Now you can check your Bank balance, Transfer Funds, get last transaction details, etc. on your mobile by just dialing *99# (absolutely toll free)

How to enable USSD Mobile Banking Services?

As of now most of the Indian Banks are included in the service list. If your bank is listed below you can just follow the below steps:
  • Dial *99# or use the direct codes below on your mobile phone user the dialer.
  • You will receive a welcome message from NUUP (NUUP- National Unified USSD Payments). Click OK.
  • Fill the first 3 letters of your bank against short name or First four letters of IFSC code. (You can skip this step if your use direct code)
  • Select your desired option for banking like Fund Transfer, Last transactions, etc.

What is *99#?

*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI (National Payments Corporation of India) that brings together Banks & TSPs (Telecom Service Providers). Using *99# service, you as a bank customer can access mobile banking services by dialing *99# from your mobile that is registered with the bank.
Dialing this number *99# is tollfree, but when you initiate any transfer a small fee of Rs.1.50 may be charged per session as per your telecom operator.
S. No.
Bank Name
Category
First 4 Letters of IFSC
Short Code
Multimodal Code
1
Abhyudaya Co-op Bank
Co-op
ABHY
ACB
 *99*87#
2
Allahabad Bank
Public
ALLA
ALB
 *99*54#
3
Andhra Bank
Public
ANDB
ANB
 *99*59#
4
Apna Sahakari Bank
 Co-op
ASBL
APN
 *99*85#
5
Axis Bank
 Private
UTIB
AXB
 *99*45#
6
Bank of Baroda
 Public
BARB
BOB
 *99*48#
7
Bank of India
 Public
BKID
BOI
 *99*47#
8
Bank of Maharashtra
 Public
MAHB
BOM
 *99*61#
9
Bhartiya Mahila Bank
 Public
BMBL
BMB
 *99*86#
10
Canara Bank
 Public
CNRB
CNB
 *99*46#
11
Central Bank of India
 Public
CBIN
CBI
 *99*51#
12
Corporation Bank
 Public
CORP
CRB
 *99*57#
13
DCB Bank
 Private
DCBL
DCB
 *99*65#
14
Dena Bank
 Public
BKDN
DNB
 *99*78#
15
Federal Bank
 Private
FDRL
FBL
 *99*72#
16
Gujarat State Co-op Bank
 Co-op
GSCB
GSC
 *99*90#
17
Hasti Co-op Bank
 Co-op
HCBL
HCB
 *99*89#
18
HDFC Bank
 Private
HDFC
HDF
 *99*43#
19
ICICI Bank
 Private
ICIC
IICI
 *99*44#
20
IDBI Bank
 Public
IBKL
IDB
 *99*49#
21
Indian Bank
 Public
IDIB
INB
 *99*58#
22
Indian Overseas Bank
 Public
IOBA
IOB
 *99*52#
23
IndusInd Bank
 Private
INDB
IIB
 *99*69#
24
ING Vysya Bank
 Private
VYSA
ING
NA
25
Janata Sahakari Bank
 Co-op
JSBP
JSB
 *99*81#
26
Karnataka Bank
 Private
KARB
KTB
 *99*76#
27
Karur Vysya Bank
 Private
KVBL
KVB
 *99*75#
28
Kotak Mahindra Bank
 Private
KKBK
KMB
 *99*68#
29
Mehsana Urban Co-op Bank
 Co-op
MSNU
MUC
 *99*82#
30
Nainital Bank
 Co-op
NTBL
NTB
 *99*80#
31
NKGSB Co-op Bank
 Co-op
NKGS
NGB
 *99*83#
32
Oriental Bank of Commerce
 Public
ORBC
OBC
 *99*53#
33
Punjab & Maharashtra Co-op Bank
 Co-op
PMCB
PMC
 *99*88#
34
Punjab & Sind Bank
 Public
PSIB
PSB
 *99*71#
35
Punjab National Bank
 Public
PUNB
PNB
 *99*42#
36
RBL Bank
 Private
RATN
RBL
 *99*79#
37
Saraswat Bank
 Co-op
SRCB
SRC
 *99*84#
38
State Bank of Bikaner & Jaipur
 Public
SBBJ
SBJ
 *99*70#
39
State Bank of Hyderabad
 Public
SBHY
SBH
 *99*60#
40
State Bank of India
 Public
SBIN
SBI
 *99*41#
41
State Bank of Mysore
 Public
SBMY
SBM
 *99*73#
42
State Bank of Patiala
 Public
STBP
SBP
 *99*62#
43
State Bank of Travancore
 Public
SBTR
SBT
 *99*67#
44
Syndicate Bank
 Public
SYNB
SYB
 *99*55#
45
Tamilnad Mercantile Bank
 Private
TMBL
TMB
 *99*77#
46
The South Indian Bank
 Private
SIBL
SIB
 *99*74#
47
UCO Bank
 Public
UCBA
UCO
 *99*56#
48
Union Bank of India
 Public
UBIN
UOB
 *99*50#
49
United Bank of India
 Public
UTBI
UBI
 *99*63#
50
Vijaya Bank
 Public
VIJB
VJB
 *99*64#
51
Yes Bank
 Private
YESB
YBL
 *99*66#

Leave a Reply

Table of contents

Read more

More for you